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Refund & Cancellation Policy

Last updated: 12 November 2026

We want every client to know exactly where they stand before paying anything. This policy explains how cancellations work and how much of our professional fee can be refunded at each stage of your case.

1. Overview

Our refunds are stage-based. The further your case has progressed, the more work has been completed, and the smaller the refundable portion of our professional fee becomes. The stages and percentages below apply unless your service agreement states different terms, in which case your service agreement applies.

2. What this policy covers

This policy applies to the professional fees paid to AZ Sterling International for consultancy and application support services, including visit visas, study visas, permanent residency, work permits, manpower recruitment and business or licence formation.

3. Fees that are never refundable

The following are paid to third parties and cannot be refunded by us once paid, whatever the outcome of your application:

  • government, embassy, consulate and visa application centre fees;
  • biometrics, priority processing and courier charges;
  • language test, skills assessment, credential evaluation and medical examination fees;
  • university or college application fees, tuition deposits (refunds of these are governed by the institution’s own policy);
  • translation, notary, attestation and legalisation charges;
  • flight tickets, hotel bookings and travel insurance, which follow the provider’s own rules; and
  • bank charges and currency conversion costs.

4. Stage-based refunds of professional fees

If you cancel, the refundable amount of the professional fee you have paid depends on the stage your case has reached when we receive your written cancellation:

Stage reachedWhat has been doneRefund of professional fee
Stage 1 – RegistrationFee paid, file opened, no work started yet[90]% (a [10]% administration charge is kept)
Stage 2 – Profile assessmentDetailed eligibility review completed and document checklist issued[60]%
Stage 3 – DocumentationDocuments reviewed, forms, statements, CVs or business plans drafted[30]%
Stage 4 – SubmissionApplication, admission request or licence request submitted to the authorityNo refund

Where you have paid in instalments, the percentage is applied to the total professional fee paid at the time of cancellation, less the value of any separately priced services already delivered.

5. Refused or unsuccessful applications

Decisions are made only by the authority, institution or employer. A refusal, rejection or delay is not in itself grounds for a refund, because the work required to prepare and submit the application has been completed.

If an application is refused, we will review the refusal reasons with you at no extra consultancy charge and explain your options, such as reapplying or appealing. Any new application or appeal is a new service with its own fees, which we may offer at a reduced rate.

6. When no refund is due

  • false, misleading or forged information or documents were provided, or important facts (such as previous refusals) were not disclosed;
  • you did not provide required documents, attend appointments or respond to us for more than [60] days, and the file was closed;
  • you withdraw an application after it has been submitted;
  • you are found ineligible because of facts you did not disclose at assessment; or
  • the service has been fully delivered.

7. If we cannot provide the service

If we cancel the engagement for reasons on our side, or if a change in the rules makes the service impossible before any substantial work has started, we will refund the professional fees for the work not yet done in full.

If a mistake by our team directly causes an application to be rejected as invalid, we will correct and resubmit it at no extra professional charge, or refund the professional fee for that application.

8. How to cancel or request a refund

  • Send your cancellation in writing to [EMAIL] or hand it in at our office. Verbal or WhatsApp-only requests must be confirmed by email.
  • Include your full name, file reference, the service and the reason for cancellation.
  • We will confirm the stage your case has reached and the refundable amount within 7 working days.
  • Approved refunds are paid within 14 working days to the original payment method or the bank account in the client’s own name.
  • Original documents will be returned to you when the cancellation is processed.

9. Consultation appointments

Free consultations can be rescheduled or cancelled at any time. For paid consultations, please give at least 24 hours’ notice to reschedule; paid consultations missed without notice are not refundable.

10. Questions

If anything in this policy is unclear, please ask before you pay. You can reach us at:

AZ Sterling International
Registered address: [REGISTERED ADDRESS], [CITY], [COUNTRY]
Email: [EMAIL]
Phone / WhatsApp: [PHONE]
Office hours: [HOURS]